Chester County Auto Finance | Your Source for Auto Loans in Wayne, PA

Ready to buy a new or used car? Chester County Auto Finance is here to help you find the right finance program for your next auto loan. Whether you have great credit, or maybe have had credit problems in the past, our finance professionals can help you get approved with many more finance programs through our quick online credit application.

With over 38 years of lending experience, we are experts in finding the most competitive rates for new and used cars in West Chester, PA and beyond — no matter your credit score!

Submit your auto loan application for fast approval!

It is as easy as supplying us with a few documents:

Proof of Income

Proof of Residence

Copy of Driver’s License

Proof of Insurance

You can submit your loan information online or call us at 610-918-8511, and we will ensure you get the best auto loan rates that you can afford and get you driving in under 45 minutes!

OUR MISSION

Exceeding your expectations.

Our goal is to offer auto loan financing that surpasses our customers’ expectations through excellent customer service, competitive rates and simple finance programs with fast approval. Oftentimes, applying for a new auto loan is a stressful experience. And if you have a past history of credit problems, it is common to feel nervous about your chances of approval.

But when our customers work with Chester County Auto Finance, our goal is not only to find an auto loan that works for them but also to take steps to improve their lives and credit. Whether you have bad credit, no credit or even great credit, we work with applicants across credit scores to provide competitive rates direct from local and national lenders to our customers.

Call our finance professionals today and learn how Chester County Auto Finance can get you driving off the lot in your new vehicle today!

Why Choose Chester County Auto Finance | West Chester

Wondering why Chester County Auto Finance is the best choice for your financing needs? When you work with Chester County Auto Finance, you will get to benefit from:

15 Minute Credit Approvals

We stand by our promise to deliver fast services – you can get the loan approval within 15 minutes. This can help you move fast to get your next vehicle without waiting.

Flexible Terms

Regardless of good credit, bad credit, or no credit, our loan programs are meant to provide you flexibility and help you access an auto loan at competitive rates.

Easy Application Process

The journey from application to getting financing is easy and straightforward. With simple proof of income, residence, driver's license, and insurance, you can be well on your way.

Personal Account Manager

To help you find the right financing package for your budget and personal needs, you will work with a Personal Account Manager who can help you find the best auto loan and lowest interest rates for your next West Chester vehicle.

Building Credit History

With regular monthly payments, you can help build or improve your credit history with a new auto loan. We will report your account status to TransUnion to ensure you can improve your credit score.

GET AN AUTO LOAN EVEN WITH BAD CREDIT

Forget your bad credit history and apply now!

At Chester County Auto Finance, we pride ourselves on not just being another place to get an auto loan in West Chester. We want to be your partner in the process, ensuring you feel confident about your vehicle purchase and can make monthly payments without breaking the bank.

We want to exceed your expectations by helping you improve your credit score and get the vehicle you need. We will work to get you competitive auto loan rates, affordable payments, easy credit approvals, and flexible payment programs.

At West Chester, PA, we receive many requests from clients finding it difficult to get financed because of bad credit. Our rule is to never send anyone away!

When you apply for an auto loan, our team will do all they can to provide you with the finance you need to make payments on the vehicles of your dreams. You can use our online credit application to quickly apply or get pre-approved for your next vehicle.

By working with our West Chester, PA team, we will provide you the local service national lenders cannot provide and get you approved in no time, even with a bad credit history. Instead of worrying about how your past credit will affect your payments, contact us to discover your options.

Get Approved Right Now by calling us at (610) 918-8511 by filling out our online form to reach us. Let us help you get the auto loan that you know you deserve!

Frequently Asked Questions About New Car Loans in West Chester, PA

Can you get a car loan if you do not have credit?

While it is possible to get a car loan without a past credit history, it is definitely a bit challenging. Borrowers will likely face higher interest rates and fees unless you have a cosigner that can help you apply for an auto loan.

Do you work with local and national lenders?

At Chester County Auto Finance, we work with both local Pennsylvania banks and national lenders to find the best finance programs for our clients. Contact us to learn more about your potential financing package.

Can I finance a car with bad credit?

Yes! You can still finance a car with bad credit, and we would love to help you explore your auto loan options to make it a reality. Keep in mind that if you have a lower credit score, you could face higher interest rates and might have additional requirements when applying for a loan.
But, with on-time payments, you can also improve your credit score with a new auto loan.