Trusted Auto Finance Company | About Us - Chester County Auto Finance

Auto loans for

any credit score

ABOUT US

Forget about your bad credit rating.

At Chester County Auto Finance, we provide auto loans to those with less-than-perfect credit ratings or who have not yet established credit. We are looking for clients who want to improve their credit rating. We have over 38 years of lending experience! Please fill out
our credit application so we can get you approved!

OUR MISSION

Exceeding your expectations.

Our purpose is to provide a program that exceeds our customers’ expectations and maximizes their opportunity for advancement. We believe our customers can walk through our doors and get more than just a car—they can get on their way to a better life and better credit.

IMPROVE YOUR CREDIT HISTORY

Establish or rebuild your credit.

We’re committed to reporting every one of our customers’ on-time payments to Trans Union. This helps customers who make timely payments build a positive payment history. Combined with paying all your bills on time, it could put you in a good position to raise your credit score

We also try to set you up for success with affordable payments based on your situation. And, when you make those payments, you have up to six easy options to choose from, including direct deposit.

Frequently Asked Questions About New Car Loans in Chester County, PA

Need more information about our auto loan options? Here are the answers to some of the most commonly asked questions:

Can I apply for auto loans with a poor credit rating?

Yes! At Chester County Auto Finance, we aim to make new and used cars more accessible to motorists in West Chester, PA. We can help you finance a new vehicle at competitive rates, even if your credit rating is poor. Fill out the application form, and we will help you take home your dream car!

Is an auto loan with monthly payments a good idea?

Since auto loans typically have fewer credit score prerequisites and cheaper interest rates, using one to fund the purchase of a new or used car is generally a wise decision. Moreover, making monthly payments on time could help you build a good credit rating, which is a significant advantage if you have a poor score!

Why should I choose Chester County Auto Finance for financing my car?

If you have your sights set on a particular vehicle in West Chester, PA, the next step is financing it. An auto loan is the best way to do that, but with so many providers on the market, how do you know that Chester County Auto Finance is the right choice? Here are a few reasons to choose us:

We offer flexible terms and competitive rates for vehicle financing.

Our team provides exceptional customer service and treats every client with the respect and care they rightly deserve.

At Chester County Auto Finance, we have helped thousands of happy customers take home their dream vehicles in West Chester, PA.

When you choose us for your vehicle financing, you’ll have access to expert advice.

Can I apply for an auto loan in West Chester even if I don't have any credit?

Absolutely! Anyone can finance their vehicles – even if they haven’t had any credit in the past. Talk to us today to find out more about your options as a first-time buyer.

How do I get approval for an auto loan in West Chester with Chester County Auto Finance?

The first step is to click “Get Started.” You will then be redirected to an online form. Complete the form by adding your name, email address, and phone number. One of our representatives will be in touch to discuss your options and the amount you were approved for.

Alternatively, you can send an email to GetApproved@AutoLoansCCAF.com or call us at (610) 918-8511.

It really is that easy!

Is it hard to get a car loan in West Chester, PA?

No! Obtaining auto loans is relatively easy, especially if you have a good credit score. Moreover, because we handle a lot of the paperwork, you’ll have an easier time financing your vehicle.